<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Be Your Own Agent</title><description>Notes on buying a home in Singapore without a buyer&apos;s agent.</description><link>https://beyourownagent.app/</link><language>en-sg</language><item><title>Resale prices fell again in Q3. Which flats fell?</title><link>https://beyourownagent.app/blog/which-hdb-resale-flats-fell-q3-2026/</link><guid isPermaLink="true">https://beyourownagent.app/blog/which-hdb-resale-flats-fell-q3-2026/</guid><description>Flats with 58 years or fewer left lost 3.7% in a year. Flats with 89 or more barely moved.</description><pubDate>Tue, 20 Oct 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item><item><title>November 2026 BTO: which of the seven is worth it?</title><link>https://beyourownagent.app/blog/november-2026-bto/</link><guid isPermaLink="true">https://beyourownagent.app/blog/november-2026-bto/</guid><description>How the seven projects compare on getting to town, food, schools, price and odds.</description><pubDate>Tue, 13 Oct 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item><item><title>Do you have to pay back the CPF Housing Grant?</title><link>https://beyourownagent.app/blog/hdb-grant-pay-back/</link><guid isPermaLink="true">https://beyourownagent.app/blog/hdb-grant-pay-back/</guid><description>I thought my bonus put us over the income ceiling, and my mother told me there&apos;s a clawback.</description><pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item><item><title>How much cash do you need to buy an HDB resale flat?</title><link>https://beyourownagent.app/blog/how-much-cash-hdb-resale/</link><guid isPermaLink="true">https://beyourownagent.app/blog/how-much-cash-hdb-resale/</guid><description>I budgeted 5% of the price in cash. I needed a lot more than that.</description><pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item><item><title>What to WhatsApp a property agent to book an HDB viewing</title><link>https://beyourownagent.app/blog/message-property-agent-hdb-viewing/</link><guid isPermaLink="true">https://beyourownagent.app/blog/message-property-agent-hdb-viewing/</guid><description>WhatsApp message templates to copy when you ask a property agent about an HDB resale flat, book a viewing, reschedule and follow up.</description><pubDate>Mon, 05 Oct 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item><item><title>Do you need a buyer&apos;s agent for an HDB resale flat?</title><link>https://beyourownagent.app/blog/what-does-a-buyers-agent-do/</link><guid isPermaLink="true">https://beyourownagent.app/blog/what-does-a-buyers-agent-do/</guid><description>What a buyer&apos;s agent does, what it costs for HDB (about 1% plus GST), and which parts you can do yourself.</description><pubDate>Wed, 16 Sep 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item><item><title>HDB resale viewing checklist: what to check before you buy</title><link>https://beyourownagent.app/blog/how-to-view-a-resale-flat/</link><guid isPermaLink="true">https://beyourownagent.app/blog/how-to-view-a-resale-flat/</guid><description>What to look up before an HDB viewing, what to check in the flat, and what to ask the seller&apos;s agent.</description><pubDate>Sat, 12 Sep 2026 00:00:00 GMT</pubDate><dc:creator>Glen Eunice</dc:creator></item></channel></rss>